Refinance Your Business Debt with ASBC

Take advantage of recent changes to the SBA 504 Program and refinance your existing commercial or 504 debt with ASBC.

Trusted By Lenders Across The Southeast

Refinance Your Business Debt with Alabama Small Business Capital
Take advantage of recent changes to the SBA 504 Program and refinance your existing commercial or 504 debt with Alabama Small Business Capital.
  • Lower your monthly payments
  • Increase cash flow
  • Access equity for business growth
Questions?

Key benefits of refinancing your current commercial real estate loan

Lower interest rates and monthly payments
Up to 90% financing
Fixed rates up to 25 years with no balloons
Cash-out options for eligible business expenses
Debt consolidation for commercial real estate
Who's eligibile for SBA 504 Refinancing?
  • Seasoned for-profit businesses
  • Tangible net worth < $20MM
  • Net profit after taxes < $6.5MM avg for previous 2 years
  • 51+% occupancy for acquisition of existing real estate
  • Current on all loan payments for the last 12 months
Questions About Eligibility?
Testimonials

Client Successes That Speak Volumes

MW
I had the pleasure of working with Dana for over 7 years. You can't ask for a more honest, dedicated, knowledgeable and professional person working for and with you. Her work over the years has always been top notch and you can always trust on her to take care of your customers in a professional, friendly way.
Monique Walsh
SBA Lending Group
RC
My gratitude goes to Armando Martinez and the ASBC team. We recently closed on a SBA-backed commercial property structured utilizing ASBC whose discipline to their purpose, resourcefulness, and dedication provided the successful conclusion. Great to work with true professionals; highly organized, always communicative and well-connected in the industry. Thank you ASBC.
Rob Conrad
Encore Optical Laboratories
RC
I enjoy working with Daniel Martinez and his team at the Alabama Small Business Capital (ASBC). Daniel is hands on, very meticulous and responsive. Renee Madormo is a seasoned and very efficient administrator. Together they provide a customer experience to our mutual clients that is second to none. As partners, they make the application process easy for our clients from the start of the process through the closing: their turnaround time on underwriting is quick, they facilitate the communication with the SBA representatives & attorneys and ensure the deadlines for the debenture funding is on time.
Ramsey Chabbar
Bank of Tampa
DM
The 504 program was the perfect fit for Site READY to help retain our operating capital and grow our business. The ASBC team was a pleasure to work with by helping us to get approved and closed quickly. We highly recommend them for your real estate project!
Dylan McCrory
SiteREADY
JD
I like to use the 504 program when a client prefers to put less down on equipment or real estate. Part of the loan gets a great long term fixed rate and the fees can be financed. Alabama Small Business Capital has a great team from top to bottom. They are always willing to answer any questions and I trust them to speak directly to my clients. Not only do they help during the approval and closing process they are there during the servicing of the loans as well. ASBC has a very knowledgeable staff and is a great resource to answer all of my SBA 504 questions.
Jim Downey
US Ameribank

Why More Businesses Choose Us for SBA 504 Loans

Let's connect and see how we can help you and your business grow today!

Schedule a No-Risk Consultation